SSA's Definition of Disability

The SSA defines a disability as a condition that:

• Prevents you from engaging in substantial gainful activity (SGA)
• Is expected to last for at least 12 months or result in death
• You must be unable to perform any work, including your past work or any other work in the national economy

If your condition is temporary, you won’t meet the 12-month duration requirement for SSDI or SSI benefits.

What About Short-Term Disabilities?

While the SSA doesn’t offer benefits for temporary disabilities, you may be able to receive benefits through other programs:

Short-Term Disability Insurance

• Many employers offer short-term disability insurance as part of their benefits package. This insurance can provide income replacement for several months while you're unable to work due to an injury or illness.

Workers’ Compensation

• If your injury is work-related, you may be eligible for workers’ compensation, which can provide temporary benefits until you recover.

State Disability Programs

• Some states, such as California, New York, and New Jersey, have state disability programs that offer temporary benefits for short-term disabilities.

What Can You Do If You Have a Temporary Disability?

If you have a temporary disability, here’s what you can do:

• Consult with your employer about short-term disability insurance or workers' compensation.
• Check your state’s disability program to see if you qualify for temporary assistance.
• Consider private insurance for income protection during recovery.



Remember, while the SSA doesn’t provide benefits for temporary disabilities, you may have access to other forms of support during your recovery.