Do part-time workers qualify for disability?
By Hogan Smith
Updated 05/05/2025
Many people assume that working part-time automatically disqualifies them from receiving Social Security Disability benefits—but that’s not necessarily true. Whether you qualify depends on how much you earn, the severity of your medical condition, and which disability program you’re applying for.
Let’s break down how part-time work can affect eligibility for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI).
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Can You Work Part-Time and Still Get SSDI?
Yes, it’s possible. SSDI is designed for individuals who can no longer perform substantial gainful activity (SGA) due to a severe disability.
What is Substantial Gainful Activity (SGA)?
The SGA limit for 2025 is:
- $1,550/month for non-blind individuals
- $2,590/month for blind individuals
If you work part-time and earn less than the SGA limit, you may still be eligible for SSDI—as long as you can prove you’re medically unable to work full time due to your disability.
Does Part-Time Work Affect SSI Eligibility?
Yes, but it's still possible to qualify. SSI is a needs-based program, and part-time income is counted when determining eligibility.
The SSA excludes some earned income:
- The first $65 of monthly earnings
- Then, half of the remaining income
If your countable income stays below the monthly SSI limit ($943/month in 2025 for individuals), you could still qualify.
Key Factors the SSA Considers
- Work Hours & Job Duties: If your part-time job involves light duties, it might support your claim that you can’t do full-time or heavier work.
- Earnings: The SSA looks at your actual earnings, not just your hours.
- Consistency: Sporadic or supported work (like sheltered employment) may be treated differently.
Will Working Part-Time Hurt My Application?
Not necessarily—but it can raise questions. The SSA may ask:
- Can you work more hours than you claim?
- Does your part-time work show you're capable of “substantial” employment?
You’ll need
strong medical documentation showing that your disability limits your ability to work
full time or perform consistent, competitive work.
How Hogan Smith Can Help You
At Hogan Smith, we understand how confusing it can be to navigate disability benefits while working part-time. We’ll help you:
- Determine if your part-time job affects eligibility
- Analyze whether your earnings exceed SSA limits
- Strengthen your claim with medical and vocational evidence
- Represent you during the application or appeal process
Contact Hogan Smith Today
If you're working part-time and wondering if you still qualify for
disability benefits, contact
Hogan Smith for a
free consultation. We’ll evaluate your case, help you avoid mistakes, and give you the best chance at getting approved.
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